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35 years experience in a range of businesses - blue chip (Experian, Capital One, 3M) to PE backed SMEs, all sizes, most recently in start up Asset Based Lending businesses. Set up the commercial lending arm of STB (now one of the largest non-high street invoice financiers in the UK) the led a PE backed factoring business. Currently supporting a software house, an independent broker/advisor, and a FTSE100 house builder.